[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.xmort.cz\/ktera-pujcka-je-ta-prava\/#Article","mainEntityOfPage":"https:\/\/www.xmort.cz\/ktera-pujcka-je-ta-prava\/","headline":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","description":"Pokud bychom se zeptali r\u016fzn\u00fdch lid\u00ed, kter\u00e1 p\u016fj\u010dka je podle nich ta nejlep\u0161\u00ed, ur\u010dit\u011b bychom se nedo\u010dkali ode v\u0161ech a mo\u017en\u00e1 ani od dvou z […]","datePublished":"2019-06-26","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.xmort.cz\/author\/#Person","name":"","url":"https:\/\/www.xmort.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"xmort.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.xmort.cz\/wp-content\/uploads\/img_a352042_w1704_t1566550480.jpg","url":"https:\/\/www.xmort.cz\/wp-content\/uploads\/img_a352042_w1704_t1566550480.jpg","height":0,"width":0},"url":"https:\/\/www.xmort.cz\/ktera-pujcka-je-ta-prava\/","about":["V\u00fdrobky"],"wordCount":438,"articleBody":"   Pokud bychom se zeptali r\u016fzn\u00fdch lid\u00ed, kter\u00e1 p\u016fj\u010dka je podle nich ta nejlep\u0161\u00ed, ur\u010dit\u011b bychom se nedo\u010dkali ode v\u0161ech a mo\u017en\u00e1 ani od dvou z nich stejn\u00e9 odpov\u011bdi. A je to tak vlastn\u011b v po\u0159\u00e1dku. Proto\u017ee ka\u017ed\u00fd \u010dlov\u011bk je jin\u00fd, ka\u017ed\u00e9mu tud\u00ed\u017e vyhovuje n\u011bco jin\u00e9ho. A tak\u00e9 ka\u017ed\u00fd z lid\u00ed vyhovuje jin\u00e9mu poskytovateli p\u016fj\u010dek. A tak tam, kde jeden usp\u011bje, druh\u00fd mo\u017en\u00e1 v\u016fbec nedostane \u0161anci. V\u00fdjimkou z toho naposledy zm\u00edn\u011bn\u00e9ho je pak hypot\u00e9ka bez registru. Proto\u017ee to je typ p\u016fj\u010dky, u kter\u00e9ho m\u016f\u017ee usp\u011bt skoro ka\u017ed\u00fd. Tedy jsou u n\u00ed tak n\u00edzk\u00e9 po\u017eadavky, \u017ee jim jen m\u00e1lokdo nen\u00ed schopen vyhov\u011bt. Jenom si to vezm\u011bte: Sta\u010d\u00ed d\u00e1t do z\u00e1stavy n\u011bjakou svoji nemovitost a \u010dlov\u011bk m\u00e1 r\u00e1zem nad\u011bji na z\u00edsk\u00e1n\u00ed a\u017e sedmdes\u00e1ti procent jej\u00ed odhadn\u00ed ceny v podob\u011b p\u016fj\u010dky. P\u0159\u00edjmy \u017eadatele tu nesehr\u00e1vaj\u00ed \u017e\u00e1dnou v\u00fdznamnou roli, bohat\u011b posta\u010duje, je-li \u017eadatel schopen dolo\u017eit takov\u00e9 p\u0159\u00edjmy, je\u017e bude v budoucnu pot\u0159ebovat na uhrazen\u00ed spl\u00e1tek t\u00e9to hypot\u00e9ky. Z\u00e1znamy v registrech dlu\u017en\u00edk\u016f tu jsou vcelku podru\u017en\u00e9, nevad\u00ed, pokud tedy nejsou na \u0161kodu v ot\u00e1zce budouc\u00edho spl\u00e1cen\u00ed. Neplat\u00ed se \u017e\u00e1dn\u00e9 poplatky p\u0159edem, \u010dlov\u011bk tak nem\u016f\u017ee p\u0159ij\u00edt o \u017e\u00e1dn\u00e9 vlastn\u00ed pen\u00edze, ani\u017e by onu p\u016fj\u010dku z\u00edskal. \u017d\u00e1dost o tuto p\u016fj\u010dku spo\u010d\u00edv\u00e1 ve vypln\u011bn\u00ed formul\u00e1\u0159e na internetu a zasl\u00e1n\u00ed n\u011bkolika sn\u00edmk\u016f nemovitosti, o n\u00ed\u017e u\u017e tu byla \u0159e\u010d, e-mailem poskytovateli za \u00fa\u010delem jej\u00edho posouzen\u00ed. Krom\u011b t\u011bchto dvou po\u010din\u016f vy\u0159izuje v\u0161e poskytovatel, \u017eadatel se pouze \u201aveze\u2018 a m\u00e1 to tak velice jednoduch\u00e9. Smlouva je k dispozici z\u00e1hy, stejn\u011b jako netrv\u00e1 dlouho ani p\u0159eveden\u00ed pen\u011bz na \u017eadatel\u016fv \u00fa\u010det, \u010dlov\u011bk tak z\u00edsk\u00e1 pot\u0159ebn\u00e9 finance velmi rychle. Spl\u00e1cet se d\u00e1 po dobu jednoho roku a\u017e t\u0159iceti let, spl\u00e1tky lze tud\u00ed\u017e nastavit tak vysok\u00e9, aby si s nimi dlu\u017en\u00edk v\u017edy pohodln\u011b poradil. A takto z\u00edskan\u00e9 prost\u0159edky se daj\u00ed pou\u017e\u00edt na cokoliv, klidn\u011b i na vyplacen\u00ed exekuc\u00ed, konsolidaci p\u016fj\u010dek, zbaven\u00ed se nev\u00fdhodn\u00fdch \u00fav\u011br\u016f, vyplacen\u00ed drah\u00fdch z\u00e1stav a podobn\u011b.  A pro\u010d slo\u017eit\u011b \u017e\u00e1dat o p\u016fj\u010dku n\u011bkde jinde, \u017ee? Kdy\u017e je to tady tak snadn\u00e9?                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","item":"https:\/\/www.xmort.cz\/ktera-pujcka-je-ta-prava\/#breadcrumbitem"}]}]