[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.xmort.cz\/tonouci-si-steblo-pujcuje\/#Article","mainEntityOfPage":"https:\/\/www.xmort.cz\/tonouci-si-steblo-pujcuje\/","headline":"Tonouc\u00ed si st\u00e9blo p\u016fj\u010duje?","name":"Tonouc\u00ed si st\u00e9blo p\u016fj\u010duje?","description":"O stavu \u010desk\u00e9 spole\u010dnosti bylo naps\u00e1no mnoho. Nikdo z n\u00e1s si ani nedok\u00e1\u017ee p\u0159edstavit, jak moc slo\u017eit\u00e1 mus\u00ed b\u00fdt situace pro dom\u00e1cnosti, kter\u00e9 se top\u00ed […]","datePublished":"2018-08-10","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.xmort.cz\/author\/#Person","name":"","url":"https:\/\/www.xmort.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"xmort.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.xmort.cz\/wp-content\/uploads\/img_a323749_w2050_t1535525918.jpg","url":"https:\/\/www.xmort.cz\/wp-content\/uploads\/img_a323749_w2050_t1535525918.jpg","height":0,"width":0},"url":"https:\/\/www.xmort.cz\/tonouci-si-steblo-pujcuje\/","wordCount":468,"articleBody":"O stavu \u010desk\u00e9 spole\u010dnosti bylo naps\u00e1no mnoho. Nikdo z n\u00e1s si ani nedok\u00e1\u017ee p\u0159edstavit, jak moc slo\u017eit\u00e1 mus\u00ed b\u00fdt situace pro dom\u00e1cnosti, kter\u00e9 se top\u00ed v dluz\u00edch. Nejsou ale jedin\u00ed, co se \u201etop\u00ed\u201c, jsou to i banky, kter\u00e9 je\u0161t\u011b doned\u00e1vna p\u016fj\u010dovaly v\u0161em. Dnes u\u017e to tak p\u011bkn\u00e9 nen\u00ed a \u010dlov\u011bk mus\u00ed hledat p\u016fj\u010dku i jinde. V\u0161ichni maj\u00ed v hlav\u011b obr\u00e1zek dlu\u017en\u00edka jako n\u011bkoho, kdo se z\u00e1m\u011brn\u011b vyh\u00fdb\u00e1 spl\u00e1tk\u00e1m a utr\u00e1c\u00ed pen\u00edze za zbyte\u010dnosti. Valn\u00e1 v\u011bt\u0161ina lid\u00ed ale pot\u0159ebuje pouze vypomoci v prek\u00e9rn\u00ed \u010di slo\u017eit\u00e9 situaci, kdy si zkr\u00e1tka nedok\u00e1\u017ee zaopat\u0159it s\u00e1m dostatek financ\u00ed. Nemus\u00ed to b\u00fdt jenom nov\u00e9 auto nebo d\u016fm, m\u016f\u017ee to b\u00fdt tak\u00e9 ne\u010dekan\u00e1 nemoc \u010dlena rodiny, kter\u00e1 si vy\u017eaduje n\u00e1kladnou l\u00e9\u010dbu nebo to m\u016f\u017ee b\u00fdt nepl\u00e1novan\u00e9 t\u011bhotenstv\u00ed, dopravn\u00ed nehoda apod. V\u0161echno to jsou situace, kdy je t\u0159eba velk\u00e9ho obnosu pen\u011bz, ale p\u0159iznejme si, s d\u011blnick\u00fdm platem toho dnes moc nezaplat\u00edte, nato\u017e pak, abyste m\u011bli na\u0161et\u0159eno na n\u011bco, co stoj\u00ed v\u00edce jak p\u016fl milionu. V takov\u00fdch p\u0159\u00edpadech se opravdu jev\u00ed jako nejlep\u0161\u00ed \u0159e\u0161en\u00ed zastavit d\u016fm i s babi\u010dkou, ale pokud bydl\u00edte n\u011bkde ve m\u011bst\u011b v byt\u011b, tak si m\u016f\u017eete leda tak p\u00edskat. N\u011bkdo p\u016fj\u010dku nedostane ani za boha M\u016f\u017eete se sna\u017eit, m\u016f\u017eete k\u0159i\u010det, n\u011bkdy v\u00e1m ale banky prost\u011b nep\u016fj\u010d\u00ed, v jejich o\u010d\u00edch jste prost\u011b rizikov\u00fd klient a takov\u00fdm se dnes nep\u016fj\u010duje, by\u0165 jste v\u0161echny sv\u00e9 p\u0159ede\u0161l\u00e9 dluhy splatili. N\u011bkdo se p\u016fj\u010dku boj\u00ed vz\u00edt Pro n\u011bkter\u00e9 lidi zkr\u00e1tka nep\u0159ipad\u00e1 v \u00favahu, \u017ee by si m\u011bli p\u016fj\u010dit pen\u00edze na n\u011bco. Je to pro n\u011b nep\u0159edstaviteln\u00e9 a tak trochu se toho boj\u00ed. Boj\u00ed se, \u017ee nebudou moci spl\u00e1cet, \u017ee nebudou schopni dost\u00e1t z\u00e1vazku a banky jim zabav\u00ed st\u0159echu nad hlavou. Nebo \u017ee se dostanou do takov\u00e9 situace, kdy skon\u010d\u00ed n\u011bkde pod mostem. Ale je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee . A pro\u010d byste m\u011bli \u010derpat rezervy a nejr\u016fzn\u011bj\u0161\u00ed \u201ez\u00e1chrann\u00e9 \u00fa\u010dty\u201c, kdy\u017e si m\u016f\u017eete jednodu\u0161e p\u016fj\u010dit, ani\u017e byste tak ohrozili va\u0161e finan\u010dn\u00ed rezervy? To je ta nejv\u011bt\u0161\u00ed v\u00fdhoda. Dostanete se rychle k pen\u011bz\u016fm, ani\u017e byste museli br\u00e1t z t\u011bch pen\u011bz, kter\u00e9 si \u0161et\u0159\u00edte t\u0159eba na st\u00e1\u0159\u00ed.                                                                                                                                                                                                                                                                                                                                                                                         3.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tonouc\u00ed si st\u00e9blo p\u016fj\u010duje?","item":"https:\/\/www.xmort.cz\/tonouci-si-steblo-pujcuje\/#breadcrumbitem"}]}]